Monthly archives: November, 2015

Different ways to show your property to potential buyers

Showing your property is critical to the home selling process. Here are some ways how you showcase your home to prospective buyers:


Open House

Most open houses are done during the weekends. Sunday afternoons are ideal since most people are free from work obligations. Buyers can make most of the situation to shop around and have a good feel of the market without the need to commit to an agent. It is also a great opportunity for sellers to have a few hours to show their home with a good number of potential buyers visiting.

Private showings

Some buyers might visit during an open house and there will be times that serious buyers would request for a private showing of the property so they can appreciate it more without the other people moving around from room to room. It can be a challenge for some homeowners since they have to maintain the property in staging condition while living in it.

Lock box

Some sellers or buyers might not be available during weekends. A lock box kind of showing makes use of a lock box just outside of the house where agents can access the key. This gives a great chance for the buyer who might be coming out of town or just available on a certain day to check out the property.

Whatever path you want to take in order to showcase your property, make sure that you coordinate well with your agent. Buyers and agents should be respectful of the owners of the house while sellers should make sure that the property is in tip top staging condition.

When disaster strikes: Important factors of a good home insurance coverage

Home insurance coverages are there to give you a peace of mind that every can be taken cared of if ever disaster strikes. Much as you do not want to, theft, natural disaster, or fire can strike any time. As a homeowner you need to ask yourself if the home insurance you have can protect you, your family, and your properties if anything bad happens.

How much insurance do you need? Read on and learn the essentials that you need to have for your home insurance:


Rebuilding your home

When a big storm or fire strikes and wipes out your home, your insurance should be there to cover the cost in case you want to rebuild it back to its former glory. Sad to say, a lot of homeowners do not have enough coverage to do this after a disaster strikes. Consult your real estate agent or insurance agent on how to compute for this and see if you have enough coverage.

Replacing your personal belongings

Another important thing to consider is how you can replace the items inside your house in case they are stolen. Let’s say your portable band saw was stolen, will your policy pay for it? This will really depend on the kind of insurance that you have. It can either cover for a replacement cost or give you the cash value of the stolen item.

Payment for your valuables

While most policies will cover for the usual items, you need to have an endorsement policy to cover for the more unique and more expensive items in your house. Your standard policy will only cover for a certain amount but you can get riders to cover for more expensive items like artwork, jewelry, and other collections.

Cost of living after a disaster

When disaster strikes, you might have to live temporarily in a hotel or apartment while your home is being rebuilt. You need to remember that you still need to make mortgage payments while all of the rebuilding is happening. Insurance policies can cover for your increased cost of living but they will not be covering for it forever. You might need to add some to your premium if you want to increase the amount of temporary coverage so discuss this item when buying your insurance policy.